Winters Richwine, CFA, CPA

Chief Operating Officer & Investment Consultant


Mr. Winters Richwine is a Cornerstone Principal and serves as Chief Operating Officer of the firm.  In this role, Mr. Richwine develops and implements firm initiatives regarding process and efficiency. He also supports the portfolio management and charitable trust tax teams. In these fields, his coverage areas include portfolio construction/asset allocation, manager diligence, client presentations, and charitable trust tax preparation. Mr. Richwine has been a speaker at the Association of Business Administrators of Christian Colleges (ABACC) Conference, Christian Leadership Alliance (CLA) Outcomes Conference, Denominational Investors & Loan Administrators (DILA) Conference, CapinCrouse Higher Education Roundtable, and Lifestyle Giving training events.  He has also written for the Christian Leadership Alliance, CapinCrouse, and Cornerstone Management blogs. Winters completed the Schwab Executive Leadership Program as a member of the 2023 cohort. This one-year program combines an academic curriculum with real-world relevance in a context which fosters lasting connections with other participants.


Mr. Richwine began his career in the financial services industry in 2005 as a Staff Auditor at Deloitte with a focus on utilities companies. He then joined SunTrust Robinson Humphrey as an Investment Banking Analyst where he analyzed CDOs and asset securitization transactions. After earning his MBA, Mr. Richwine joined Raymond James (formerly Morgan Keegan) as an Investment Banking Senior Associate where he managed merger and acquisition transactions across multiple industries. Before coming to Cornerstone in 2013, Mr. Richwine was a Finance Manager at Home Depot’s corporate headquarters and led the sales and gross margin planning process for the company’s US stores.


BBA Finance and Accounting, First Honor Graduate and With Highest Honors, University of Georgia, Athens, GA – 2004

MAcc (Master of Accountancy), University of Georgia, Athens, GA – 2005

MBA Capital Markets and Corporate Finance, Woodruff Scholar, Goizueta Business School (Emory University), Atlanta, GA – 2011

Chartered Financial Analyst ® (CFA)

Certified Public Accountant (CPA)

Previously held Series 7, General Securities Representative, Series 79, Investment Banking Representative & Series 63 Uniform Securities Agent, State Law licenses


Winters enjoys watching the Atlanta professional sports teams and spending time with his wife Lynleigh, children Sam and Margaret, and dog Liz. At Peachtree Road United Methodist Church, Winters has served on the Finance Committee, Stewardship Committee, COVID Challenge Fund Committee, Staff-Parish Relations Committee, and Administrative Board. Additionally, he has been a mentor in the Goizueta Business School and the University of Georgia mentor programs.

Lisa Smith